Individual Insurance Life

PERSONAL INSURANCE PRODUCTS

"Protecting Your Families Most Important Asset ... YOU!"

At Dwight Johnson Insurance, we are able to offer you a wide range of life insurance products that can provide protection for you and your family. You can use the funds from your life insurance benefits to pay for final expenses, cover any debts or taxes owed, and to help supplement lost income for the survivors. There are a number of different options when looking at life insurance. Whether you simply want to protect your mortgage, or are looking for a permanent policy to pass on a legacy to your loved ones, we can help you make the right choice. Our team of financial services representatives is ready to assist you, and will be happy to answer any questions that you have. Contact us today to set up an appointment to help bring you and your family peace of mind.

Mortgage Insurance versus Life Insurance

One of the biggest questions that you might have is, "Why not simply go with what the banks offer instead of getting more life insurance". Well, let's take a quick look at the main differences between mortgage insurance and life insurance.

Mortage Insurance	Life Insurance
Protects the Banks	Protects you and your family
Cost increase with age, but the payout go down	Cost can be guarantte for life. Payout never goes down
Can become cost prohibitive	Very cost effective
If you change banks or mortages you have to reapply.	Once you have a policy you own it no matter where your take your mortgage

All this being said, life insurance is simply a much better bang for your buck. You can save up to 40% on your monthly premiums, and your death benefit will not decrease over time like mortgage insurance does. It's not too late to make the switch right now. If you already have mortgage insurance, you can replace it with a life insurance policy at any time. Contact us today to get more information, and start saving money.

Dwight Johnson Insurance Benefits Inc.

protecting you and yours